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Dividends Diversify

  • Home
  • Setting Goals
    • Goal Setting Tips
    • Business Goals
    • Goal Setting for Work
    • Goal Setting for Managers
    • Personal Goals
    • Money Goals
  • Where To Live
    • Pros & Cons for Each State
    • Living in Arizona
    • Living in Arkansas
    • Living in Florida
    • Living in the Midwest
    • Living in New England
    • Living in North Carolina
    • Living in South Carolina
    • Living in Tennessee
  • Dividend Investing
    • Dividend Investing Guides & Tips
    • Dividend Investing FAQs
    • Making Monthly Dividends
    • Dividend Stocks and ETFs
    • Investing for Income
    • Investing Tips
    • Alternatives to Dividend Stocks
  • About the Author
  • Contact

7 Proven Money Saving Methods to Fix Your Finances Fast

by Author: Tom Scott

How To Budget, Save, And Invest Your Way To Financial Stability

Do you need help with practical money-saving methods to make ends meet? Or maybe you’re doing okay financially but want to improve? I can relate since I’ve been in both spots.

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Categories Money Goals, Setting Goals

97 BUJO Ideas: Spreads You Will Love

by Author: Tom Scott

Functional, Inspirational, Creative Planner Ideas for Your Bullet Journal

Are you looking for BUJO ideas and pages to set up your bullet journal? If yes, you have arrived in the right place.

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Categories Personal Goals, Setting Goals Tags Journaling

How To Start a Minimalist Bullet Journal (Including 7 Page Ideas)

by Author: Tom Scott

Minimal BuJo Ideas For Beginners

When you start a minimalist bullet journal (BuJo), the benefits go far beyond simple organization. A simple BuJo can help you clear your mind, stay focused, feel more in control of your life, and bring out your creativity.

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Categories Personal Goals, Setting Goals Tags Journaling

How To Have a Productive Day: 7 Step Morning Routine

by Author: Tom Scott

Better Daily Habits To Get More Done

By adopting an effective morning routine, you increase the odds of having a productive day.

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Categories Personal Goals, Setting Goals

12 Essential Life Skills to Learn for Living Out Your Dreams

by Author: Tom Scott

Good Habits And Routines To Enjoy Real Success No Matter What You Do

Getting what you want out of life comes from mastering the most critical life skills to learn.

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Categories Personal Goals, Setting Goals

14 Goals Bullet Journal Page Ideas

by Author: Tom Scott

Using Your Bujo To Set Goals And Track Them

If you are looking for inspirational goals bullet journal page ideas, you have come to the right place.

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Categories Goal Setting Tips, Setting Goals Tags Journaling

12 Inspirational Bullet Journal Cover Page Ideas

by Author: Tom Scott

Creative Bullet Journal First Pages To Motivate And Inspire

Starting a new bullet journal is both exciting and a little intimidating, especially when it comes to that all important bullet journal cover page.

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Categories Personal Goals, Setting Goals Tags Journaling

12 To-Do List Bullet Journal Ideas: Pages To Inspire Productivity

by Author: Tom Scott

Use Your Bujo To Organize Your Tasks And Boost Productivity

If I could only use one type of bullet journal spread, it would be a to-do list.

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Categories Personal Goals, Setting Goals Tags Journaling

7 Planner Bullet Journal Pages for Getting Organized

by Author: Tom Scott

What To Put In Your Bullet Journal To Get Organized And Be Productive

Are you struggling to stay organized and be more productive? If yes, choosing and using the correct planner bullet journal pages is the solution!

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Categories Personal Goals, Setting Goals Tags Journaling

50 Powerful Habits to Track in Your Bullet Journal

by Author: Tom Scott

Good Habits To Track For Personal Growth And Self-Improvement

Are you looking for habits to track that will dramatically reshape your life? If so, you have come to the right place.

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Categories Personal Goals, Setting Goals Tags Journaling

11 Good Ideas That Will Improve Your Daily Routine

by Author: Tom Scott

Don’t Just Survive; Learn To Thrive With A Productive Every Day Routine

There’s a massive difference between simply surviving and thriving. More often than not, the difference will come down to your daily routine.

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Categories Personal Goals, Setting Goals

107 Bullet Journal Ideas – Pages You Can Try Now

by Author: Tom Scott

Functional And Inspirational Page Ideas for Your Bullet Journal

Are you looking for bullet journal ideas and pages to try? If yes, you have arrived in the right place.

Read more

Categories Personal Goals, Setting Goals Tags Journaling

12 Practical Bullet Journal Page Ideas for Personal Growth and Productivity

by Author: Tom Scott

Ideas For Your BuJo – Pages That Bring Out Your Best

Discover how selecting the right bullet journal page ideas for personal growth can transform your life, improve your organization, and boost your productivity.

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Categories Personal Goals, Setting Goals Tags Journaling

How To Start a Bullet Journal (+7 Page Ideas for Beginners)

by Author: Tom Scott

BuJo Inspiration For Beginners

When you start a bullet journal (BuJo), the benefits go far beyond simple organization. A BuJo can help you clear your mind, stay focused, feel more in control of your life, and bring out your creativity.

Read more

Categories Personal Goals, Setting Goals Tags Journaling

What Is a Bullet Journal and Why You Should Start One Now

by Author: Tom Scott

You Can Bullet Journal Your Way To A Better Life

In this article, we’ll explore what a bullet journal is and why starting one might be the best way to unlock your potential.

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Categories Personal Goals, Setting Goals Tags Journaling

9 Good Habits to Try – Bring Out Your Best Self Everyday

by Author: Tom Scott

A Daily Habit List That Will Improve Your Life One Day At A Time

Good habits are the foundation for becoming your best self. When practiced consistently, even tiny habits can transform your life over time.

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Categories Personal Goals, Setting Goals

10 Powerful Growth Mindset Secrets to Better Yourself Every Day

by Author: Tom Scott

Change Your Mindset To Transform Your Life

A growth mindset can transform how you approach life and open doors to success and happiness.

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Categories Personal Goals, Setting Goals

10 Powerful Skills To Learn That Will Make You Successful

by Author: Tom Scott

Practical Tips To Accelerate Your Learning And Development

Today’s list of skills to learn forms the building blocks of success, no matter who you are or what you aim to achieve.

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Categories Personal Goals, Setting Goals

How To Stop Obsessing Over Things You Can’t Control (8 Simple Ways)

by Author: Tom Scott

Build Mental Strength With A Disciplined Mindset

It’s hard to stop obsessing over things you can’t control when your mind keeps looping through “what ifs” and “should haves.” I know because I’ve felt frustrated and mentally drained by things I couldn’t change, no matter how much I wanted to.

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Categories Personal Goals, Setting Goals

10 Career Growth Ideas That Will Boost Your Professional Success

by Author: Tom Scott

Follow These Tips For A Successful And Fulfilling Career

I remember feeling stuck, unsure of my next move, and looking for career growth ideas. Seeking more than long work hours and a paycheck, I craved personal growth, advancement opportunities, attainable financial rewards, and a clear sense of direction.

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Categories Business Goals, Goal Setting for Work, Setting Goals

15 Powerful Ideas For Your Personal Development Plan

by Author: Tom Scott

Best Ways To Self Improve, Grow And Get Better Every Day

When I started working on my personal development plan, I didn’t know where to begin. I just knew I wanted more out of life—focus, success, and growth.

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Categories Personal Goals, Setting Goals

17 Practical Ideas to Actually Save Money Fast

by Author: Tom Scott

Frugal Habits Guaranteed To Balance Your Budget Right Now

Managing your finances can feel like a juggling act, especially when bills pile up, your paycheck disappears, and you need to save money fast.

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Categories Money Goals, Setting Goals

10 Step Money Challenge to Make Every Dollar Count

by Author: Tom Scott

Smart Financial Tips For A Complete Money Makeover

Managing money can be tricky, but a good money challenge can make all the difference. We’ve all been there – staring at bills, trying to stretch our paycheck, wondering how to save for emergencies or invest for the future.

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Categories Money Goals, Setting Goals

10 Time Management Strategies for Learning How To be Productive

by Author: Tom Scott

Time Management and Productivity Require More Than A To-Do List

Mastering innovative time management strategies has been a game-changer in my life.

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Categories Personal Goals, Setting Goals

10 Ways To Get Out Of Your Comfort Zone When You’re Stuck in Life

by Author: Tom Scott

Develop a Growth Mindset to Expand the Boundaries of Your Comfort Zone.

Your comfort zone can feel like a cozy place, but staying there too long can leave you feeling stuck and unfulfilled. I’ve been there myself, working the same job, following the same routines, and wondering why life felt stagnant.

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Categories Personal Goals, Setting Goals

10 Practical Life Habits Of People Who Have Success And Money

by Author: Tom Scott

A Personal Improvement Plan To Better Your Relationship With Money

Life habits can make or break your journey toward success and money. I know this from personal experience.

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Categories Money Goals, Personal Goals, Setting Goals

How To Stay Self-Motivated So Nothing You Want is Out of Reach

by Author: Tom Scott

10 Ways To Increase Your Drive And Ambition For Success No Matter What You Do

Staying self-motivated can feel impossible when life presents challenges. I’ve been there, feeling stuck, uninspired, and unsure how to push forward.

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Categories Personal Goals, Setting Goals

15 Ways To Increase Focus and Concentration and Get More Done

by Author: Tom Scott

Mindfulness Tips For Increasing Your Productivity

Focus and concentration feel nearly impossible in today’s fast-paced, distraction-filled world.

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Categories Personal Goals, Setting Goals

How To Take Constructive Criticism In A World Full of Judgement (10 Easy Tips)

by Author: Tom Scott

Good Coping Skills For Responding To Criticism In A Positive Way

Constructive criticism can feel like a punch to the gut, even when it’s meant to help. I’ve been there, gritting my teeth, getting defensive, and replaying harsh words long after they’ve been said.

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Categories Personal Goals, Setting Goals

How To Build Mental Strength in a Challenging World (10 Easy Steps)

by Author: Tom Scott

10 Habits To Develop Your Resilience No Matter What Comes Your Way

Mental strength is the foundation for overcoming life’s challenges and achieving lasting success.

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Categories Personal Goals, Setting Goals

10 Ways to Boost Your Financial Health and Build Wealth

by Author: Tom Scott

Simple-Savvy Ways To Improve Your Finances

Maintaining good financial health can be overwhelming when expenses pile up faster than our paychecks.

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Categories Money Goals, Setting Goals

How To Make Your Life Better: 10 New Habits to Try

by Author: Tom Scott

Get Your Life Together In 10 Easy Steps

Life has its fair share of ups and downs, and the quest to make your life better is one many of us understand on a personal level.

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Categories Personal Goals, Setting Goals

How To Get Really Organized in 10 Easy Steps

by Author: Tom Scott

Good Daily Habits For More Productive Days

If you want to get really organized, stay on top of tasks, and enjoy a productive day, you have come to the right place.

Read more

Categories Personal Goals, Setting Goals

How To Be More Self-Disciplined in a World Full of Distractions

by Author: Tom Scott

Developing Good Self-Discipline In 10 Easy Steps

Staying self-disciplined and on track can feel impossible in a world filled with constant distractions.

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Categories Personal Goals, Setting Goals

How To Grow Your Money: 9 Investing Basics for Beginners

by Author: Tom Scott

Regular Savings And Investment Ideas To Secure Your Financial Future

If you’re like many people hoping to grow your money but unsure where to start, you’re in the right place. Learning investing basics can feel intimidating, but it’s easy with some guidance.

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Categories Alternatives to Dividend Stocks, Investing Tips, Money Goals, Setting Goals

7 Powerful Money-Saving Techniques Guaranteed to Boost Your Finances

by Author: Tom Scott

How To Budget, Save, And Invest Your Way To Financial Peace Of Mind

Do you need help with practical money-saving techniques to make ends meet? Or maybe you’re doing okay financially but want to improve? I can relate since I’ve been in both spots.

Read more

Categories Money Goals, Setting Goals

7 Step Monthly Money Routine to Boost Your Finances Now

by Author: Tom Scott

A Simple Monthly Check-In With Your Finances Makes A Big Difference

Establishing a monthly money routine was a game-changer for me and can be for you, too.

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Categories Money Goals, Setting Goals Tags Monthly Goals

How To Start Living Intentionally: 7 Steps You Can Begin Now

by Author: Tom Scott

Tips For Purposeful Living That Will Lead To A More Meaningful Life

Do you want to learn how to start living intentionally? If yes, you aren’t alone.

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Categories Personal Goals, Setting Goals

9 Bad Money Habits That Are Keeping You Broke

by Author: Tom Scott

Say Goodbye To Financial Stress by Eliminating These Costly Money Mistakes

Bad money habits can make it impossible to get ahead financially. Unfortunately, these behaviors will leave you scraping by and struggling to build savings.

Read more

Categories Money Goals, Setting Goals

12 Habits Successful People Adopt for Money, Health, and Happiness

by Author: Tom Scott

Learn And Copy These Habits, And You Will Find Success Too

The habits successful people adopt often shape their journey toward wealth, health, and a fulfilling life.

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Categories Money Goals, Personal Goals, Setting Goals

10 Toxic Habits to Quit for a Better Life

by Author: Tom Scott

Improve Your Life By Eliminating Some Common Bad Habits

Toxic habits can quietly creep into your life, holding you back from feeling and being your best. Fortunately, identifying and stopping these behaviors will help you feel better, be happier, and accomplish more.

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Categories Personal Goals, Setting Goals

How To Wrap Up Your Month: 7 Ways to Reflect On and Energize Your Life

by Author: Tom Scott

Boost Your Productivity With A Smart End Of Month Wrap Up Routine

The end of the month can sneak up on us, right? We’re so focused on getting things ready for the next month that we often forget how important it is to wrap up the current one.

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Categories Personal Goals, Setting Goals Tags Monthly Goals

12 Game-Changing Financial Planning Moves to Make in Your 30s

by Author: Tom Scott

Personal Finance Advice You Can Take To The Bank!

Wise financial planning in your 30s can set the foundation for long-term wealth and security.

Read more

Categories Money Goals, Setting Goals

12 Proven Financial Planning for Retirement Tips (from an Early Retiree)

by Author: Tom Scott

Making, Saving, And Investing Money For Retirement

Financial planning for retirement can feel overwhelming, but it doesn’t have to be. With the right strategies, you can build a solid financial foundation and enjoy peace of mind.

Read more

Categories Money Goals, Setting Goals

7 Daily Goal Ideas that Will Change Your Life Forever

by Author: Tom Scott

Goals, Habits, Motivational Quotes, And Tips You Can Try Today

In today’s post, I’m excited to share several of my favorite daily goal ideas to improve your life.

Read more

Categories Personal Goals, Setting Goals

How To Start Dividend Investing for Passive Income (7 Easy Steps)

by Author: Tom Scott

Finding Financial Freedom With Dividend Stocks

Are you ready to start dividend investing for passive income in pursuit of financial freedom?

Read more

Categories Dividend Investing, Dividend Investing Guides & Tips

How To Improve Everyday Life in Less Than One Month

by Author: Tom Scott

15 Daily Habits To Improve Your Life Right Now

You’re not alone if you want to improve everyday life but feel overwhelmed by where to start.

Read more

Categories Personal Goals, Setting Goals Tags Monthly Goals

9 Intentional Habits You Can Start Doing Today

by Author: Tom Scott

Try These Daily Life Routines For Success And Happiness

There’s a big difference between people who act intentionally and those who struggle to focus on their essential daily and weekly activities. The difference boils down to intentional habits.

Read more

Categories Personal Goals, Setting Goals

10 Proven Daily Habits for a More Organized Life

by Author: Tom Scott

How To Be a More Organized And Productive Person

An organized life is rewarding because everything you do flows more smoothly. You’ll find yourself with more time, less stress, and a clearer mind to focus on what matters most in your life.

Read more

Categories Goal Setting for Work, Personal Goals, Setting Goals

How To Invest $1,000 and Make It Grow

by Author: Tom Scott

Investing Money Wisely Is Essential To Building Wealth

If you are new to investing and want to learn how to invest $1,000, you have come to the right place.

Read more

Categories Investing Tips, Money Goals, Setting Goals
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Welcome to Dividends Diversify LLC, an education and coaching business created to help you achieve success one step at a time.

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Who’s Behind Dividends Diversify:

I’m Tom.  An entrepreneur, business professional, and B-school teacher who loves to share his everyday expertise and experience about:

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