Top Things To Know Before Moving To Maine
Let’s head to the eastern part of the U.S to discuss the pros and cons of living in Maine.
Whether you are thinking about the pros and cons of retiring in Maine. Or just trying to get answers to this question: is Maine a good place to live?.
Be it for work, play, retirement, or whatever your life goals.
Regardless of your situation. We have your questions about Maine living covered.
So, let’s not delay, And get moving with the 10 living in Maine pros and cons today.
Disclosure: At no cost to you, I may get commissions for purchases made through links in this post.
Pros And Cons Of Living In Maine
My list of moving to Maine pros and cons includes the following:
- Beautiful outdoor setting
- High quality of life
- Tasty and fresh foods to enjoy
- Availability of jobs
- Reasonable cost of living
- Harsh winter weather
- Limited career advancement
- High tax burden
- Poor demographic trends
- Unique things to adapt to
We are going to go through each of these Maine pros and cons in a moment.
But first, allow me to answer the big question. That I suspect is on your mind…
Is Maine A Good Place To Live?
As I always say. When it comes to choosing from all of the states.
The answer is? Well, it depends.
On what? Exactly what you are looking for.
And as long as you are looking. This is what life in Maine has to offer in a nutshell…
Benefits Of Living in Maine
First of all, this is a state with stunning natural beauty.
Including acres upon acres of forests. Giving rise to its nickname, “The Pine Tree State”.
And thousands of miles of Atlantic ocean coastline. From rugged rocky shores. To peaceful sandy beaches.
Also, the beauty is set in a relaxed atmosphere. Highlighted by low crime, little traffic congestion, and a small-town, community-minded spirit.
Furthermore, there are some specialty foods to enjoy. That just might surprise you. And nice summer weather to cherish every year.
Finally, for those who don’t mind rolling up their sleeves. There are jobs to be had in this state. And a reasonable cost of living for making ends meet.
But, just like any place. All is not perfect regarding Maine life.
Here’s why…
Worst Things About Living In Maine
First, this state has cold and snowy winters. Much worse than other states in the country.
Furthermore, higher-paying professional jobs. With career advancement potential. Are few and far between.
Plus income taxes are high. For the fortunate minority. Making a substantial income.
What’s worse, there is limited ethnic and cultural diversity. Amongst an aging population set in their ways. Also, slightly resistant to change.
And there are a few unique things. For new residents to accept and adapt. Because they won’t be changing anytime soon.
Okay. With those highlights and interesting things about Maine taken care of.
It’s time to dig into the 10 pros and cons of living in Maine. So, let’s keep moving…
Beautiful Outdoor Setting
As is said, the state offers remarkable outdoor features. Starting with…
Scenic Nature
First, it is comprised of nearly 90% forested land. Making it one of the most forested areas in the country.
Furthermore, getting out and being active. Is a great way to explore in and around these lands.
So take your pick from these popular outdoor activities in Maine:
- Biking
- Boating
- Camping
- Fishing
- Hiking
- River rafting
- Skiing
And be sure to visit Mount Katahdin. The highest peak in the state. Also the centerpiece of Baxter State Park.
Marking the endpoint of the Appalachian Trail. That spans more than 2,000 miles of hiking trails along the east coast.
But, something unique sets this state apart. When it comes to the outdoors.
Making for one of the best things about Maine. Versus other places in the country…
Amazing Coastlines
Because it is one of the greatest places in the United States. If you like the idea of living in a state on the Atlantic coast.
By taking into account the many offshore islands. There are thousands and thousands of miles of coastline to explore.
Stretching from the pretty beaches of New Hampshire.
To the north. Along the Canadian border.
Not nearly like the massive coastlines of Alaska. But substantial nonetheless.
Just look at the things the state’s coast offers:
- Sunrises over the Atlantic Ocean
- Picturesque fishing villages
- Cozy towns
- Majestic lighthouses
- Relaxing seaside resorts
- Scenic views from ocean cliffs
- White sand beaches
- Gentle surf
- Historic harbors
- Offshore islands
And to bring many of these features together in one place. Consider Acadia National Park. Located near the town of Bar Harbor.
It is arguably my personal favorite. When it comes to the dozens of National Parks we have visited.
And, I’m not through with the outdoors. As it relates to the pros and cons of living in Maine…
Nice Spring To Fall Weather Living In Maine
First of all, this state has four distinct seasons.
But summers are best. To get out and enjoy the outdoors.
And for those who do not care for the extreme summer heat. Air conditioning is rarely required.
Since the ocean breezes. Keep the temperatures and humidity on the moderate side.
Next, the summer turns to crisp fall-like weather. With the changing colors of autumn. Amidst a forested wonderland.
Then, winter brings cold temperatures here. And a Christmas that is often white. With a fresh blanket of snow.
Unfortunately, I will have more on winter in Maine a little later. But, they are not nearly as bad as the reputation that precedes them.
Finally, the spring season can be late in arriving. But bring a welcome thaw. For the seasons to start anew.
Next, I have one of the best reasons to live in Maine…
High Quality Of Life
Because the Maine quality of life is impressive. And is so from several angles.
Specifically, life in Maine offers:
- Peaceful hospitality
- Small town charm
- Community
- Low crime rates
- No traffic jams
- Good health and vitality
So, let’s explore these qualities. That will enhance your Maine lifestyle too…
Peaceful Hospitality
First of all, the lifestyle in Maine is very laid-back and relaxed. It is suited to those looking for a slower pace.
It is a quiet and serene place. A very peaceful state in this country.
Furthermore, you will note a certain level of politeness and courtesy. That may be missing in some of the other New England states.
Small Town Charm
And the area has a unique charm. That is reminiscent of simpler times. Stemming from the composition of mostly smaller towns in this state.
Even the largest cities like Portland, Lewiston, and Bangor. Have a quaint small-town vibe about them. Where neighbors look out for each other all of the time.
How could they not? Since Portland, the largest city. Has a population of only about 65,000 people.
And as a whole, the state has a low population density. Versus others in the country.
So, get ready for book stores, movie theaters, quaint shops, and local restaurants. To dot the downtown streets of these cities.
Then, for those who like to gather in groups. You will find more reasons to live in Maine…
A Great Sense For Community Living In Maine
Since Maine residents like to get together. And pursue their interests. As only people in a tight-knit community will understand.
So, you will find plenty of ways to gather. For example, you may find:
- Snowmobile groups
- Dancing organizations
- Community theater troupes
- Singing groups
- Cycling clubs
- Hiking clubs
And you can find a club for cat owners too. Since locals are known for their cat-loving tendencies.
Unofficially, having the highest percentage of households. With a pet cat as part of the family.
And the state has an official cat too. It is a breed called the Maine Coon.
They are a rather large breed. And very sociable as cats go. I like to think of them as “dog-like” cats.
Next, you will find that these close communities have another thing in common. One of the big pros of living in Maine…
Low Crime Rates
Because these are lovely Maine towns where everyone knows one another. This means people look out for each other. Making crime more difficult to commit.
Many residents feel it is unnecessary to lock the doors at home. Depending on where they live.
As a result, the state always ranks near the top. For low crime rates year after year.
Furthermore, low rates of crime are consistent among the northeast tri-state area. Of Maine, New Hampshire, and the neighborly state of Vermont.
Next, another one of my favorite perks of living in Maine…
No Traffic Jams
With low population density. And cities where the population is small.
Residents do not have to worry about getting stuck in traffic jams.
Even during the peak rush hours. You won’t find many delays getting to or from work.
This includes the state’s big city of Portland. And the capital city of Augusta.
What do all of these elements of Maine life add up to?
Perhaps one of the biggest advantages of living in Maine…
Good Health For Those Who Live Here
The state is known to be one of the healthiest states in the country.
Is it the pine trees and ocean breezes? Making for some of the cleanest air to breathe you can find.
Or, all the outdoor activities? That Maine residents participate in.
I don’t know for sure.
Just remember the state ranks highly. For the overall health of its residents.
But when you do get down. And need medical attention.
The state offers good access to health care services. At a reasonable cost.
Next up, this may be my favorite of all the pros and cons of living in Maine.
Tasty And Fresh Food
I love the good food in this state. One of the reasons to move to Maine for sure.
Here’s why…
Lobster
First, nearly 90% of lobster consumed in the US. Originates from the fishing activities off the coast.
There is even an annual Maine Lobster Festival held in Rockland.
It features music, local artists, a parade. And of course, a boatload of fresh lobsters for your eating enjoyment.
Seafood
Other fresh seafood options are available too. Sourced right out of the cold waters of the Atlantic ocean.
You can enjoy:
- Scallops
- Crab
- Oysters
- Mussels
- Fresh clams
The latter being perfect for an authentic Maine clam bake. Held right on the beach.
Potatoes
You might not know this? The state is one of the top potato producers in the country.
Now, it can’t compete with the potato capital of the world. But I’ve had some of the tastiest spuds ever in Maine.
Baked, boiled, fried you name it. I love the state’s potatoes.
And last but not least, on the food front. Another one of the best things about Maine…
Blueberries
Because the state produces the highest amount of wild blueberries in the world.
And these berries have an unbelievable flavor. Versus their farm-raised counterparts.
As a quick snack. Or in a blueberry pie, or your blueberry pancakes for breakfast. You won’t be disappointed.
Okay now. So far, I hope you can see.
That Maine living has plenty of advantages. For a healthy, relaxed lifestyle. In a beautiful setting.
Next, let’s turn our sights on your pocketbook. And see how the state stacks up.
Because how life here impacts your finances. Is one of the important things to know about living in Maine…
Availability Of Jobs
Are you ready to roll up your sleeves? And get to work.
Here’s how the state can help you prosper financially…
Low Unemployment
First, the state has a low unemployment rate. Well below the national average.
Healthcare jobs. And those in the medical field tend to be some of the most widely available. And highest paying.
Other large business sectors with jobs include the production of paper, lumber, and wood products. In addition to shipbuilding, construction, agriculture, and commercial fishing.
For these types of jobs, you will find…
Fair Wages
Because this state has a high minimum wage.
One of the highest. At more than $12 per hour.
Ranking Maine in the top 10 states in the nation. For their required minimum wage.
And to further fatten your wallet. Couple your wages with another one of the good things about Maine…
Reasonable Cost Of Living
If you are interested in living in a New England state. Maine is one of the most affordable options you can choose.
Here’s why your money goes farther here. According to BestPlaces.net…
Overall, the average cost of living in Maine is 3-4% less than the national rate.
And an even bigger cost-savings advantage. When you compare to other states in New England.
Such as Massachusetts and Connecticut. Where living costs can be quite high, as compared to Maine.
Where median home values run near the national average. But apartment rents can be had for nearly 15% less. Than average rents in the United States.
And since one’s housing costs usually make up a large part of a budget. You will be off to a good start here.
But here are a few additional tips. If you are trying to pinch a few more pennies when living in Maine…
Saving Money When Living In Maine (or anywhere you choose)
First, mortgage lenders and landlords will check your credit score.
So, to get the best deals, on rents and mortgages. Check your credit score for FREE. Using Credit Karma.
Then make any necessary improvements.
Next, get the best rate on a mortgage. For your new home in Maine.
Save time. And shop for mortgages on the internet. Using Lending Tree.
Then, get cashback on all your online purchases.
By using the Rakuten cash rebate app.
Furthermore, when visiting the grocery store. Use the cashback app from Ibotta to save money. Since groceries can be a little more pricey in Maine.
Last but not least. Pull all of your finances together in one place.
By using the FREE online tool from Personal Capital.
It saves time. And makes money management less of a chore.
Whether you are putting together a per month expense budget. Or trying to get a handle on your investments.
Best of all? These tips and tools work anywhere you decide to live!
So keep your finances on track. Before and after moving to Maine. Or, anywhere you choose.
Okay. That concludes my 5 benefits of living in Maine.
But, a discussion about the top living in Maine pros and cons. Would not be complete without addressing some reasons not to move to Maine.
Those topics are next. So, let’s keep rolling…
Harsh Winter Weather
Winters in Maine can last from November through March. So, you need to be prepared with winter coats, hats, gloves, snow boots, shovels, snowblowers, and ice scrapers.
There is just no way around it. Having these necessities to survive a Maine winter is key.
Because if you get caught out in the cold and snow unprepared. Is one of the dangers of living in Maine.
Depending on where you choose to live. You will frequently deal with temperatures dropping towards zero. With many inches of snow to clear.
Although, the locals will tell you. Winters in Maine aren’t as bad as their reputation.
Often, those giant winter blizzards you hear about on the news. Sweep from West to East. But, hit worse to the south of “The Pine Tree State”.
And compared to living in other parts of the northeast or midwest. That experience similar winter weather. It’s not much different.
But, it’s important to note. Areas further away from the ocean. Will endure harsher winters and more snowfall. Compared to towns closer to the coastline.
Most noteworthy, inland locations. Can see more than 100 inches of snow during a bad year.
Okay. Enough about the weather. Let’s move on to another one of the cons of living in Maine…
Limited Career Opportunities
As we have already discussed, there are jobs available in Maine. And the unemployment rate is low.
But, there are some limitations to the job market that you should be aware of.
Maine’s Job Market
Outside of the medical field. Many of the state’s jobs are in blue-collar, highly specialized, or minimum-wage work.
Not that there is anything wrong with working jobs like those. You just won’t find many higher-paying professional occupations in Maine.
With high starting salaries. And the potential for advancement.
Because there just aren’t the types of big companies located here. That can provide those types of opportunities.
So, many young families have found themselves forced to leave in recent years. Because there were no advancement opportunities available to them. To help improve their financial situation.
Salaries And Advancement When Working And Living In Maine
But, for those who want the Maine lifestyle. And professional employment.
It is possible to live in Maine and commute to Boston.
Especially if you can negotiate a work from home option. For at least part of the workweek.
And limit yourself to a residence located in the southern reaches of the state. To keep your commute manageable.
Another idea is to stick to the urban areas in the state. Like Bangor or the state’s largest city, Portland. Augusta, the capital, Auburn and Lewiston are options too.
Where talented and assertive people are more likely to find higher-paying opportunities. And increase the chances to climb the ladder. If that’s what you are looking for.
Otherwise, you will discover. That most Mainers are interested in finding steady work.
That affords a minimally comfortable lifestyle. Sticking with that work through thick and thin.
But, for those of you who can pull it off. And become a high earner in this state.
I have another one of the bad things about Maine…
High Tax Burden
Because this state has higher income taxes. That will take a good chunk out of your earnings.
Since the state has a progressive income tax system. That’s just a fancy way of saying this: the more you make, the higher your income tax rate.
And the tax rate runs up to more than 7%. For high earners.
Furthermore, for anyone considering retiring in Maine pros and cons. The state is not a tax-friendly place either.
While social security income is not taxed. And there is a partial exemption for other retirement income.
If you are fortunate enough to be living off a large pension. Or, pulling large sums from 401(k) plans and traditional IRAs. Then Maine will be sure to take a healthy share.
So, even though Maine may look like a good retirement state. And it is.
Retiring in Maine and the high taxes here. Tells us otherwise.
Speaking of retirement and retirees. And another one of the disadvantages of living in Maine…
Poor Demographic Trends
Since demographics are not in the state’s favor. This is why…
An Aging Population Living In Maine
First, the state ranks near the top. For the oldest average age of residents. At nearly 45 years old.
On the surface, this may not be a bad thing. If you are moving to the state at an older age.
It should be easier to fit in. And make new friends. Versus moving to a state with a very young population base.
But, it doesn’t bode well if you want a lively social scene. And desire to keep company with other young people.
People Living In Maine Are Resistant To Change
Furthermore, without an influx of young people. It leaves the state behind.
For new ideas, energy, and creativity. That younger people bring to the table.
So, the state tends to be set in its ways. And resistant to change. That limits growth and innovation.
So, it’s important to like Maine before you move there. Because you aren’t going to be able to change much about the state. After relocating.
Finally, the way of life that you will find in Maine today. Is pretty much the same as it was in the distant past.
Then there is this next negative about living in Maine…
Lack Of Diversity
There is not much diversity found in the state population. As more than 90% of residents are white.
Thus, you won’t find ethnic diversity. Or, varying cultures and traditions that come with it.
This further leads to the limited availability of ethnic foods.
So, good luck finding Asian-inspired or other ethnic restaurants. Especially, outside of the urban areas.
But, for me. The lobster, seafood, potatoes, blueberries make up for it. I don’t know about you?
Last but not least, another reason not to move to Maine…
Unique Things To Adapt To
Just in case you have a hard time adapting. To some things, you may not be accustom to.
Then be aware of these points…
The People Who Live In Maine
First, if you were not born in Maine. You may never completely fit in here.
Because of the long-time locals. They can be slow to warm up to newcomers.
So, you will fare best this way. By treating residents with a healthy dose of respect. For their ways of life. And how they go about their business.
Furthermore, it is best to choose Maine living for exactly what it is. And not try to change it to something it’s not.
You will also find Maine residents prefer face-to-face interactions. Thus, they like to chat.
And sometimes turn short stories into long discussions. Without much of a filter for sharing their opinions and criticisms.
And another one of the things to know about Maine life. That can drive some people crazy…
Slow Internet When Living In Rural Maine
There is limited access to high-speed internet services. Outside of the urban areas of the state
First, this may be keeping young people away. And makes working remotely more difficult
Also, it increases the challenges of setting up a home-based business. Outside of the few major population centers.
Strange Laws
I’m not sure why. But the state has some strange laws on the books.
It’s not even worth going through them. Because law enforcement officials don’t take them all that seriously either.
And finally, on my list of the downsides about living in Maine. And something to get used to…
Not Much To Do When Living In Maine
Since there are few commercial entertainment options.
Such as professional sports, abundant nightlife, fancy dining, or luxury shopping.
If you do need these things. Choose to move to Portland.
And, take advantage of nearby cities in Massachusetts like Boston. And New York City too. Because those places are not that far away from Maine.
Okay. That’s a wrap on the moving to Maine pros and cons. Allow me to close with a summary.
Pros And Cons Of Living In Maine
Here are my top 10 living in Maine pros and cons. That we discussed today.
- Beautiful outdoor setting
- High quality of life
- Tasty and fresh foods to enjoy
- Availability of jobs
- Reasonable cost of living
- Harsh winter weather
- Limited career advancement
- High tax burden
- Poor demographic trends
- Unique things to adapt to
Hopefully, you have a better understanding of exactly what it is like living in Maine.
So you can carefully consider these questions as part of your decision making:
1) Why move to Maine, and
2) Is Maine a good state to live in
Wherever you end up. Good luck with your decision.
More Reading About Living In Maine And Far Beyond
- Finding your best place to move
- Pros and cons of moving to each state
- A warmer place to retire on the east coast
Resources For Making The Most Of Your Money In Maine (or anywhere)
- Get a low cost loan or mortgage from Lending Tree
- Check your credit for free with Credit Karma
- Get cash back on your online purchases with Rakuten
- Save at the grocery store with the Ibotta app
- Manage all your money with Personal Capital
Author Bio, Disclosure, & Disclaimer: Please join me (Tom) as I try to achieve my goals, find my next place to live, and make the most of my money. However, I am not a licensed investment adviser, financial counselor, real estate agent, or tax professional. Instead, I’m a 50-something-year-old, early retired CPA, finance professional, and business school teacher with 40+ years of DIY dividend investing experience. I’m here only to share my thoughts about essential topics for success. As a result, nothing published on this site should be considered individual investment, financial, tax, or real estate advice. This site’s only purpose is general information & entertainment. Thus, neither I nor Dividends Diversify can be held liable for losses suffered by any party because of the information published on this website. Finally, all written content is the property of Dividends Diversify LLC. Unauthorized publication elsewhere is strictly prohibited.